PAYMENTONE CARRIER NETWORK ™

1000 Network Operators. 150 Million Billable Consumers. 90% of US Households. One Connection Point.

Recommended For:

• Digital Merchants looking to market and bill their services with Network Operators
• Digital Merchants looking to directly access broader "risk averse", broadband and mobile markets
• Merchants that want to increase the efficiency and reduce investment required to integrate with multiple Network Operators

What It Is:

The PaymentOne Carrier Network™ (PCN ™) provides a single connection and integration point to over 150 million billable consumers and 1000 network, broadband and mobile operators. Merchants who have business relationships or are looking to expand their relationship with operators can leverage the PCN for rapid time to market.

As Digital Merchants look to co-market and distribute their services through major network operators, The PaymentOne Carrier Network ™ forms the foundation of integrated co-marketing and billing capabilities. These capabilities enable a consumer to purchase your value-added services directly from their broadband operator and simply add the charges to their existing bill.

Proven through billions of transactions and dollars processed over many years, the PCN is based on PaymentOne's long term relationships and deep experience working with all the major network operators. PCN members cover over 90% of all US households, and include all major network, mobile and broadband operators. The PCN leverages PaymentOne's expertise in intermediating and managing relationships between Merchants and Operators and can be used to:

• Provide an attractive "no credit card required" payment option for digital merchants
• Access a new marketing and distribution channel for digital services
• Reduce the investment required to market, bill and integrate with multiple Operators

Business Benefits

Lift Revenue 25% or More: Merchants using the PCN to deliver 'no credit card required' payment options eliminate security concerns, streamline the purchase process and substantially increase subscriber conversion at checkout. As part of an overall payment optimization program, addition of the payment options that utilize the PCN typically lift new revenue and consumer acquisition rates by 25% or more.

Expand Distribution To High Consumption Consumers. Broadband customers will be the single largest purchasing group for digital content and value-added services. PCN services enable you to market and bill your services directly through Network Operators as an expanded distribution channel.

Attract More Consumers With No Credit Card Required Pay Option: A simplified "hassle-free" purchase process attracts a broader addressable market. Available to 95% of US households, monthly phone, broadband and mobile bills offer a familiar, trusted billing relationship. The PCN is the foundation for 'no credit card required' payment options that help merchants attract and convert "risk averse" and "later adopter" populations.

Speed Time To Market with Single Integration: PaymentOne provides a single connection point for all services related to co-marketing, speeding your time to market and reducing the complexity of managing relationships and integrations with multiple Network Operators. The PCN provides a single point of integration to over 1000 Network Operators. PhoneBill ™ and the PCN provide merchants with direct access to over 150 million billable consumers.